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Welcome to Paradigm Communication's official blog. Our goal is to provide the media with an easy to use resource for stories and credible third-party commentary. The information contained within this blog will be a mixture of information from both non-clients and clients or Paradigm Communications. our overriding goal is to present the media with the information they need to meet their deadlines and to present newsworthy information and stories. Feel free to e-mail me if you want to: 1) see a particular kind of posting or 2) submit a posting.

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Thursday, March 26, 2009

Garmin Needs to Keep Things Simple


SAN FRANCISCO -- For GarminGRMN, the message is clear: Keep it simple.

Most experts say the maker of GPS-based navigation systems has been confusing customers, lowering buyer satisfaction and taxing the company's operations by offering 30 models of its "Nuvi" car navigation systems that range from $200 to $1,000 in price.

"I believe 30 (models) is too much," says Russell Winer, a professor of marketing at the Stern School of Business. "There's a lot of academic research that shows consumers get overwhelmed by a product having too many attributes and variations."
But having so many variants of the GPS device can also leave some customers who have already bought the product dissatisfied, says Gloria Barczak, professor of marketing at Northeastern University, as they could be left wondering if they bought the right model for their needs. Too much choice also leads to too much complexity in decision-making, she adds.
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Unique photo book concept for the holidays


Research coming out of the American Psychological Association (APA) finds that toddlers learn better from books with photographs rather than those with illustrations or "likenesses" of objects ( http://www.apa.org/journals/releases/dev4261352.pdf ). The research finds that very young children understand the meaning of objects presented in color photographs better than black and white images or drawings, indicating that real-world, life-like images are important learning tools for babies and toddlers.

One of my clients, Bella Vista Foto ( www.bellavistafoto.com ) took that research and decided to take it one step further. Using the thought process in the research; Bella Vista Foto turns digital photos of objects like family members, family pets, favorite toys and everyday objects from their clients, or takes photos for their clients and crafts a customized book in various themes complete with photo captions or even stories. These books make unique holiday gifts.

"Instead of going to the bookstore to buy generic picture books to interact with your toddler, a custom photo book is more engaging and more effective in developing their skills and learning about the immediate world around them, with the items personalized and easily identifiable," says Erika O'Connor, founder of Bella Vista Foto.

"Alphabet books are a great example of the type of custom books that we create for families. A is for Adam, B is for bed (insert photo of toddler's bed), C is for car (insert photo of Mommy's car), D is for Dog, (insert photo of family dog), etc.," Ms. O'Connor adds. "Imagine sitting down with your toddler and seeing the connection that is made with the letter and the photo of something that is familiar to him. These custom photo books become more interesting to your toddler and a much richer learning experience is created as their learning skills are sharpened."
Adding to the richness of the learning experience, Bella Vista Foto has also included a foreign language component to the ABC books. ABC books can be customized in several language choices – Spanish, French, German and Italian – to spark the language learning in toddlers as well. Bella Vista Foto can have the photos sent to them to make these books, Bella Vista Foto can take the photos, or they can use stock photos of objects kids can identify with and make the books.

Wednesday, March 25, 2009

Detainee trial's fairness up for debate


The first U.S. war crimes trial since World War II has observers debating whether the military commission system offered the defendant a fair trial.

The trial of Guantanamo Bay, Cuba, detainee Salim Hamdan, Obama bin Laden's driver, was handed to the jury Monday and whether it was fair depends on the observer, USA Today reported Tuesday.

John Altenburg, a retired U.S. Army major general who oversaw the commissions from 2004-06, said Hamdan was given as good a defense as an enemy fighter has been allowed.

"What's important is the process," Altenburg told USA Today. "And clearly the process has passed muster as full and fair."
Trial judge U.S. Navy Capt. Keith Allred's ruled for both the defense and prosecution, said Kyndra Rotunda, a one-time legal adviser to Guantanamo military investigators.

"He's ruled both in favor of the defense on some motions and in favor of the prosecution," Rotunda told USA Today. "What you have is a judge that suggests a level of fairness."
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First military commission doesn't end fairness debate




Observers of the first U.S. war crimes trial since World War II have seen enough to render a verdict on the fairness of the trial, the first major test of the military commission system established by President Bush after the Sept. 11, 2001, terrorist attacks.
John Altenburg, a retired Army major general, said the defendant was allowed as good a defense as any enemy fighter has been allowed. "What's important is the process," said Altenburg, who oversaw the commissions from the Pentagon from 2004 to 2006. "And clearly the process has passed muster as full and fair."

Stacy Sullivan, a counterterrorism adviser for Human Rights Watch, said the tribunal allowed tainted evidence to be heard and that the defendant, Salim Hamdan, was denied basic rights. "I don't think that anybody could argue that this was a fair trial," said Sullivan, who has been observing the trial at the naval base at Guantanamo Bay, Cuba.
Kyndra Rotunda, a former legal adviser to military investigators at Guantanamo, said Allred's decision to exclude some statements indicated fairness.

"He's ruled both in favor of the defense on some motions and in favor of the prosecution. What you have is a judge that suggests a level of fairness."
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Law school center helps immigrants fight domestic violence


Like all women, immigrant women are at high risk for domestic violence, but due to their immigration status, they may face a more difficult time escaping abuse. Despite recent federal legislation that has opened new and safe routes to immigration status for some immigrant women who are victims of domestic violence, abuse is still a significant problem for immigrant women, as it is for all women in the United States.

· A recent study in New York City found that 51 percent of intimate partner homicide victims were foreign-born, while 45 percent were born in the United States.

· Forty-eight percent of Latinas in one study reported that their partner’s violence against them had increased since they immigrated to the United States.

· A survey of immigrant Korean women found that 60 percent had been battered by their husbands.

If you are interested in taking a deeper look at this issue, I thought you might want to speak to Marisa Cianciarulo, law professor and director of the Family Violence Clinic at Chapman University’s School of Law.

In 2007, Chapman University School of Law created the Family Violence Clinic to address the unique challenges faced by survivors of domestic violence. Located at the secure new Anaheim Family Justice Center, the clinic offers free immigration and family law assistance for those clients who are undocumented immigrants. Unlike traditional externships offered by law schools, where student work supports a program director, the Chapman Family Violence Clinic gives students primary responsibility for cases and direct interaction with clients. This model is facilitated by special immigration regulations that allow students enrolled in clinical courses to do anything a lawyer can do, as long as there is supervision by a licensed attorney.

Judging Manila


By JOHN HALL
January 22, 2008

After years of absent political leadership -- or worse -- on human rights in the Philippines, help is finally coming, and from an unexpected source. A recent appeals court ruling suggests that judges are starting to take a greater interest in the military's problematic rights record. They're also asserting their power to address the issue.

This development comes courtesy of a case involving two farmers, brothers Raymond and Reynaldo Manalo who were abducted in February 2006, detained for 16 months and allegedly tortured. The Court of Appeals found that the brothers had been abducted by members of the Philippine Army and security forces. The Court of Appeals concluded the military had suspected the brothers were members or sympathizers of the communist New People's Army. All the evidence that's come to light suggests this was unlikely.

Their case has become something of a cause celebre, but it's by no means unusual in a country where extrajudicial kidnapping, torture and killing is a common method employed by the military to combat "ideological radicals" and other undesirable elements. Local human-rights group Karapatan has estimated that there have been 800 political assassinations since President Gloria Macapagal-Arroyo took office in 2001. The United Nations's special rapporteur on extrajudicial killings, Philip Alston, reported in February 2007: "These killings have eliminated civil society leaders, including human rights defenders, trade unionists and land reform advocates, intimidated a vast number of civil society actors and narrowed the country's political discourse."

Mr. Alston was blunt in blaming the Philippine Army for playing a direct role: "The Philippine military is in a state of denial concerning the numerous extrajudicial executions in which soldiers are implicated." His report dismissed as "strikingly unconvincing" and "cynical" Manila's claims that the assassinations were "purges" carried out by communist insurgents.

Politicians have struggled to find the will to crack down on the military, despite mounting international pressure. In August 2006, President Arroyo -- under strong pressure from the European Union -- established the Melo Commission to investigate the wave of political killings. But some are questioning the commission's effectiveness. Human Rights Watch has noted that due to "concerns about the Commission's independence and fears of retribution, eyewitnesses, victims, and human rights organizations did not participate in the hearings," while police and military representatives did. The security forces "presented views that demonstrated a degree of denial and lack of concern for accountability."

Meantime, the Arroyo administration has been hard at work trying to paper over its record on the international stage. In the face of U.S. congressional threats to withhold some military aid, the Philippine government has launched a vigorous public relations campaign to influence Washington and to convince Congress that it is taking seriously demands that the political violence should be brought to a halt. To that end, the Arroyo administration has approached the white shoe law firm of Covington & Burling to lobby on its behalf.

Which is where the Manalo brothers come in: Following their escape from their captors, they took the unusual step of asking the Supreme Court for a temporary restraining order to ensure they would not be arrested or have their rights violated further by the military authorities. The Supreme Court agreed, and when the brothers filed a writ of amparo to request documents and evidence from the military relating to their abduction, the matter was sent to the Court of Appeals. On Dec. 26, Associate Justice Lucas Bersamin of the Philippine Court of Appeals took the even more unusual step of ruling in their favor.

The ruling is precedent-setting in several respects. Most importantly, it assigns blame right at the top. Justice Bersamin pointed the finger of blame for the Manalos' ordeal at retired Maj. Gen. Jovito Palparan. As the ruling stated: "General Palparan's participation in the abduction was also established. At the very least, he was aware of the petitioners' captivity at the hands of men in uniform assigned to his command." Justice Bersamin concluded that the general's "knowledge of the dire situation of [the brothers] during their long captivity at the hands of the military personnel under his command bespoke of his indubitable command policy that unavoidably encouraged and not merely tolerated the abduction of civilians without due process of law and without probable cause."

Gen. Palparan has long been accused by human-rights groups like Karapatan of playing a central role in the violent campaign aimed at leftist civilians. The Melo Commission concluded in January 2007 that "The rise of killings somehow became more pronounced in areas where General Palparan was assigned. The trend was so unusual that General Palparan was said to have left a trail of blood or bodies wherever he was assigned. He 'earned' the moniker 'Berdugo' ["executioner"] from activists and media groups for his reputation." The commission concluded that Gen. Palparan's "numerous public statements caught on film or relayed through print media give the overall impression that he is not a bit disturbed by the extrajudicial killings of civilian activists, whom he considers enemies of the state. He admits having uttered statements that may have encouraged the said killings." He's also politically well connected. As recently as President Arroyo's state of the nation speech in 2006, the president praised Gen. Palparan for his anti-insurgency efforts, claiming that he "will not back down until the darkness of terror gives way to the dawn of freedom."

The court also cut through the military's efforts to obscure the facts of the case. Justice Bersamin dismissed the military investigation of the incident as "superficial" and "one-sided" and added that despite Gen. Palparan's retirement from the active military, "we do not think that he was immune from inquiry or investigation or that he was exempt from any personal liability, if warranted" -- another important precedent. "At the very least," the court noted, "General Palparan and his men . . . should have been subjected to a more intense investigation."
Justice Bersamin ordered Defense Secretary Gilbert Teodoro and Army Chief of Staff Gen. Hermogenes Esperoh to provide the court with all official and unofficial reports of the military investigation, produce medical reports pertaining to allegations of torture, and confirm in writing the places where two Master Sergeants accused by the Manalo brothers of torturing them are assigned.

The stand taken by Justice Bersamin is a brave one. Anyone who openly criticizes the Philippine security forces is taking a risk. In 2006, Counsels for the Defense of Liberties -- an international group of lawyers and law students -- concluded that the Philippines was among the most dangerous countries for lawyers. More than 20 lawyers have been killed since Ms. Arroyo took office, including Gil Gojol, shot and killed in December 2006 in Bicol. He was counsel to several leftist groups, and represented political prisoners charged by the military with acts of rebellion. Amnesty International has also reported on the problem: "An international fact-finding mission of lawyers and judges who visited the Philippines in June 2006 in response to reported extrajudicial killings of the legal profession within the context of a pattern of political killings, found that in cases of 15 lawyers and 10 judges killed since 2001 none of the perpetrators have been convicted."

Since June 2006 a further four judges have been murdered. The latest, Judge Roberto Navidad of the Calbayog City Regional Trial Court in Samar Province, was shot to death by an unidentified man on Jan. 14, 2008. Chief Justice Reynato Puno has released a statement that "the entire judiciary condemns the killing of Judge Navidad" and urges "the authorities to exert their best efforts for the immediate apprehension of those responsible."

In the face of this, Justice Bersamin has taken a highly visible, highly confrontational position against a former general. In granting the writ of amparo, Justice Bersamin is requiring senior government officials to provide specific documentation about the abduction of the Manalo brothers and not merely deny the allegations. This is an important legal precedent and a step toward transparency and an honest and public assessment of the role of the Philippine Army in the wave of political abductions and assassinations. He deserves more than just our praise. If the Arroyo regime is -- as it claims -- serious about ending the violence aimed at civilians it must do everything in its power to guarantee his future safety.

This case is worth watching. There is ample reason to be skeptical of the Arroyo administration. After all, Gen. Palparan himself had the vocal support of the president until last year. But perhaps -- just perhaps -- Justice Bersamin's stand against this general signals a new era for Manila. Critics and supporters of President Arroyo -- not least in Washington -- are waiting to see how this story will unfold both inside and outside Justice Bersamin's chambers.
Mr. Hall is an associate professor and Director of the Center for Global Trade & Development, Chapman University School of Law, in Orange, California.

Is It Time For A Massive Mall Meltdown?


It's the icky Darwinian side of every economic downturn--watching the weaker brands perish just yards away from the watering hole, while vultures and buzzards fill the air.But observers say it's probably a little too soon to declare a meltdown in the retail sector, despite the recent Chapter 11 filing of Mervyns, the Hayward, Calif.-based chain. Other recent casualties include Steve & Barry's, Linens 'n Things Inc., and the Sharper Image Corp., as well as widespread store closings, such as those announced recently by Starbucks.

Yes, there will be more to come: In its most recent report, the International Council of Shopping Centers predicts that close to 144,000 stores--or about 36,000 per quarter--will bite the dust in 2008. That's a 7% jump from 2007, and the largest increase in 14 years. But the trade group points out that those numbers mask the many stores that will open. For instance, it says, in 2006, 139,000 stores failed--but 123,000 new ones sprung up. Clothing stores, it says, continue to be the most vulnerable, with such chains as Wilson's Leather, Geoffrey Beane-outlet stores, Goody's Family Clothing, Ann Taylor and Talbots among the many retailers that shuttered stores in the first half.

Some experts believe the worst of the shakeout will be restricted to smaller, weaker chains. "Retailers that have a reputation for offering good value, those that have diverse geographic portfolios--both in the U.S. and around the world, and those that offer a broader selection of merchandise are in a better position," says Tony Gao, Ph.D., marketing professor and retail expert at Northeastern University's College of Business Administration in Boston, who points out that Mervyns and several of the other more troubled chains had a strong presence in California, which has been particularly hard-hit by the housing downturn. "And specialty stores tend to file for bankruptcy first."
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Distressed loans attracting private equity investors


Guess who holds your mortgage now? It's your friendly neighborhood hedge fund.

Dozens of hedge funds, private equity groups and other investors have plunged into the beaten-down mortgage market in recent months, buying tens of thousands of distressed loans and foreclosed properties around the country. They hope to profit from the woes of banks and other investors holding mortgages that have plummeted in value as home values sink and defaults soar.

They are buying them from Wall Street investment banks eager to rid themselves of bad assets. Merrill Lynch & Co., for example, said this week that it would sell mortgage-linked investments once valued at $30.6 billion for just $6.7 billion to Lone Star Funds, a distressed-debt investor in Dallas.
Still, there are some worries that desperate borrowers unwittingly may be giving up protections - such as the right to sue the original lender - when they agree to a modification.

"Borrowers are not represented by an attorney or anybody who can advise them about the legal effects of what they're signing," said Kurt Eggert, a professor at Chapman University's law school.
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Tuesday, March 24, 2009

Generic Strategies of India's Emerging Multinationals


Ravi Ramamurti, a professor at Boston’s Northeastern University, traces some of the paths Indian companies have taken to reach MNC status in a paper titled, “Generic Strategies of India’s Emerging Multinationals.” In the paper, Ramamurti says that he hopes that “bringing these generic strategies into sharper focus, and highlighting the organizational demands and strategic dilemmas each is likely to present, will be helpful to managers as they take their companies global. The generic strategies identified here are not unique to India and have relevance for MNCs from other emerging markets as well. As a group, however, these generic strategies are unlikely to be pursued by firms in advanced economies because they are rooted in conditions peculiar to emerging markets, such as low-income consumers, low-wage workers, high-growth domestic markets, and under-developed hard and soft institutions.

Ramamurti identifies four generic strategies of emerging MNCs – which he stresses are not mutually exclusive and may be combined or ordered in a variety of ways – to which they attribute the success, the growth, and ultimately the ability to move onto the global stage, demonstrated by a small but growing number of Indian companies. These are: Local-Optimizer, Low-Cost Partner, Global Consolidator and Global First-Mover. He then goes on to sketch the elements that comprise each strategy, the conditions that facilitate implementation, and examples of companies – or sectors – which have successfully pursued the strategy.

Emerging markets in countries like India have a number of unique characteristics that make them crucibles for innovation. Ramamurti pointed to three issues: Experience with a low-income customer base; a low cost business model – “these companies have to be not 10% or 20% cheaper, but 50%, 60%, 70% cheaper”; and risk management experience on a scale totally different from that familiar to companies in more developed countries.

ANALYSIS-Credit market far from tossing away its crutches


CHICAGO (Reuters) - New Federal Reserve liquidity measures announced Wednesday continue the process of healing for severely injured global credit markets, but a happier day will be when the market can toss away its crutches for good.

The positive reception to moves by the Fed, ECB and Swiss National Bank in currency, equities, and credit markets was short-lived in Wednesday trading, underlining how brittle the financial system remains.

"This latest I.V. keeps the patient in stable but not critical condition, but not ready for discharge," said Doug Roberts, chief investment strategist at Channel Capital Research in Shrewsbury, New Jersey.
In that vein, GMAC (nyse: GJM - news - people ) and Ford Motor Credit (nyse: FCJ - news - people ) on Tuesday announced steps to cut back on auto leases, a move that threatened to hurt auto sales already at decade lows.

"Creditors in the United States are wary of making mortgage loans, consumer loans, and student loans, all of which are rising in price and have become less available," said Timothy Canova, professor of international economic law at Chapman University School of Law in Orange, California. "There is no forcing banks to take on increased risk at a time when their losses are mounting," he said.
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Hedge funds buying bad loans


Guess who holds your mortgage now? It's your friendly neighborhood hedge fund.

Dozens of hedge funds, private equity groups and other investors have plunged into the beaten-down mortgage market in recent months, buying tens of thousands of distressed loans and foreclosed properties around the country. They hope to profit from the woes of banks and other investors holding mortgages that have plummeted in value as home values sink and defaults soar.

They are buying them from Wall Street investment banks eager to rid themselves of bad assets. Merrill Lynch & Co., for example, said this week it would sell mortgage-linked investments once valued at $30.6 billion for just $6.7 billion to Lone Star Funds, a distressed-debt investor in Dallas.
Still, there are some worries that desperate borrowers unwittingly may be giving up protections — such as the right to sue the original lender — when they agree to a modification. "Borrowers are not represented by an attorney or anybody who can advise them about the legal effects of what they're signing," said Kurt Eggert, a professor at Chapman University's law school.

Distressed debt investors, however, emphasize that they are less bureaucratic and more willing to make changes than most loan servicers, which collect and distribute mortgage payments.
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Role of corruption in India's economy


As you may well know, the number of multi-national corporations in India has been increasing which has improved India’s economy. The question remains whether corruption still plays a large role in India’s economy. Ravi Ramamurti, professor, International Business and founder, Center for Emerging Markets, Northeastern University’s College of Business Administration shares his thoughts on India’s current corruption situation.

“India has a long way to go before our institutions are truly professional and independent, or the average public official's salary is high enough to make corruption unappealing," Professor Ramamurti says. "Keeping in mind that most corrupt officials earn many times their salary through corruption, it will take a huge pay increase (or moral awakening) to wean them off corruption."

“In some ways,” says Ramamurti, “with economic growth, we have shifted from 'retail corruption', where petty officials took small bribes from average citizens, to 'wholesale corruption', where bureaucrats and politicians extract fewer but bigger bribes from companies. Average consumer has benefited whenever real competition has been ushered in — for example, in air travel, wireless telephony or gas connections," he says. "In these cases, corruption has waned or disappeared, and the consumer is king. But where monopolies still exist or competition is imperfect, as in infrastructure, public services, or regulated businesses, there is still plenty of room for corruption.”

State, homeowners taking on lenders


Questionable mortgages appear headed for court
By PHUONG CAT LEP-I REPORTER

Michelle Miran didn't realize that there was something wrong with her mortgage until the interest rate reset last year.

Her truth-in-lending statement – the legally required disclosure of loan rates and estimated costs – noted a 30-year fixed rate with monthly payments of $1,311 for 359 months. But two years into it, her monthly payment shot up to about $1,700, and she and her husband fell behind.

They're now fighting foreclosure on their Tacoma home and fighting back in court, suing the mortgage broker and lender.
The state Department of Financial Institutions has filed administrative charges against a dozen consumer loan companies so far this year, already twice as many as it did last year. Those companies include Countrywide, NovaStar and American General.

"There's been such a national outcry about bad loans that regulators are stepping up to the plate more and trying to do something," said Kurt Eggert, a professor at the School of Law at Chapman University in Southern California and a former member of the Federal Reserve Board's Consumer Advisory Council.

"There's pressure on state officials to do something about it."
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